united friendly - royal london Insurance


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United Friendly Life Assurance was founded in 1908. United Friendly Insurance was once a major force in the protection market place with their own large salesforce. Due to economic circumstances however, they slowly disappeared as a brand concurrently as the mortgage market moved from endowment to repayment mortgages.


In 1989 the American Express financial planning organisation bought a small UK insurance company, Devonshire Life which then set up Acuma. In 1993 Acuma was sold to the United Friendly group. Acuma Life Insurance changed its name to United Friendly Life Assurance in 1994.

In 1996 United Friendly & Refuge Assurance merged to create the United Assurance Group. Friends Provident briefly marketed their client data base but in the year 2000 Royal London Insurance took over this old company. 

The Royal London Group head office is currently based in Wilmslow, Cheshire. Royal London Plus was set up as the part of the Royal London Group to specifically look after old policies taken out via United Friendly, Royal London, Refuge Assurance & Royal Liver.  Royal London's business brands included Bright Grey & Scottish Provident

 You can no longer buy United Friendly Life Insurance products but you maybe be able to make certain amendments to them via Royal London or Financial Adviser. 

 Looking in 2019 to compare old United Friendly Life Insurance or Royal London Group products 



Designed to cover a repayment mortgage on death as it decreases during the plan term.


A whole of life policy that will always payout whenever death may occur. Premiums maybe reviewable in the future.


Offering family protection if the policy holder dies or is diagnosed with a terminal illness during the term.


Helps ease financial worries if you or your children are diagnosed with a critical illness as specified by United Friendly Insurance.


Providing security by way of an income if you are off sick or have an accident or disability.


A no medical evidence policy that always payout whenever death may occur but only after an initial period.


Offering company protection for a key person, loan cover, share protection, an employee dies or is diagnosed with a critical illness.


Offering protection if the policy holder dies or is diagnosed with a critical or terminal illness during the mortgage plan term; designed to provide a lump sum at the end to be used usually toward repayment of an interest only mortgage loan.

Compare United Friendly Assurance against other Uk Insurers  Compare United Friendly Royal London Life Assurance Cover

Article on: United Friendly Life Insurance ~ for more information visit www.royal-london.co.uk *

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