St Andrews Insurance


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Established in 1995 & based in Uxbridge, St Andrews Insurance Group has grown rapidly to become one of the UK's leading specialist creditor insurer. It is a member company of Lloyds Banking Group LBG, part of one of the UK's biggest financial Groups.

St Andrew's Insurance main focus is creditor insurance, designed to help borrowers meet their financial commitments covering loans, mortgages and other finance in a range of eventualities including accident, sickness, critical illness and unemployment. They also cover life & home insurance products.

The St Andrews Group products were distributed through client relationships from across the UK consumer and commercial lending market. These include banks such as Alliance & Leicester, MBNA, Bradford Bingley as well as utility companies and other insurers such as Bank of Scotland, Sainsbury's Finance and Prudential Pruprotect. 

Bank of Scotland, Halifax & Scottish Widows have used St Andrew's Insurance as their specialist protection provider for various products -

Looking to compare old or new St Andrew's Insurance products in 2019  



Designed to cover a repayment mortgage on death or terminal illness as it decreases during the plan term.


Offering family protection if the policy holder dies or is diagnosed with a terminal illness during the term.


Helps ease financial worries if you or your children are diagnosed with a critical illness as specified by St Andrew Insurance.

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BUSINESS PROTECTION - Level Term or Decreasing Cover

Offering various types of protection for the business owner upon death or diagnosed with a critical or terminal illness.


Protect your home & belongings with comprehensive buildings and contents cover.


Protect your mortgage payments & bills if off sick, have an accident or lose your job

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This website is intended for UK consumers & any information contained therein is for Generic Guidance only and is not to be construed as advice. 
For protection we offer products based on a fair and personal analysis.

By completing one of our no obligation quotation request forms, you may be provided with comparison protection quotes, key facts from leading Providers - based just on the basic information you have provided. Note: These quotes will not take account of any personal, health or lifestyle issues unless a full application is completed. You also consent for us to then kindly contact you by phone - where we may offer Professional Broker help & guidance if needed. We may as appropriate then help to arrange a suitable protection policy based upon your own circumstances & needs after a further review by "advice & recommendation". This will usually be on a non face to face basis.

 For products with an investment element we will introduce you to an authorised adviser. We act as introducers for Accident, Sickness and Unemployment and Mortgage Payment Protection Insurance plans. We may also introduce you to other selected professional partners for other protection or legal products as deemed appropriate. Online Dispute Resolution (ODR) - Financial Ombudsman. We nominate to fundraise for Great Ormond Street Hospital Charity.

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