Scottish Life Insurance



Scottish Life Assurance Co is an Edinburgh based mutual society founded in 1881 and became a mutual in 1968.

Scottish Life was once one of Britains largest mutual insurers selling both protection, pension, savings & investment products. They were once also a major force in the mortgage protection market place with brokers but then slowly disappeared as the mortgage market moved from endowment to repayment mortgages. 

In 2001 the Royal London Group won a bidding war against Liverpool Victoria LV= to purchase Scottish Life Assurance when they also demutualised.  The products were then rebranded into the growing Royal London Group portfolio - whose head office is currently based in Wilmslow Cheshire. 

Although Royal London Group offers new protection business, you maybe able to amend or adjust your existing old Scottish Life policy by contacting either Royal London or Independant Broker.

  Looking in 2020 to compare old Scottish Life Assurance products. 



Designed to cover a repayment mortgage on death or critical illness as it decreases during the plan term.


A whole of life policy that will always payout whenever death may occur. Premiums maybe reviewable in the future.


Offering family protection if the policy holder dies or is diagnosed with a terminal illness during the term.


no medical evidence over 50's whole life insurance policy to always payout whenever death may occur perhaps for funeral costs - but only after an initial period. Has a protected payout period halfway through plan ensuring at least half cash sun payout.

Scottish Life Royal London - Get Free Quotes


Helps ease financial worries if you are diagnosed with a critical illness as specified by Scottish Life Insurance.


Providing security by way of an income if you are off sick or have an accident or disability.


Offering protection if the policy holder dies or is diagnosed with a critical or terminal illness during the mortgage plan term; designed to provide a lump sum at the end to be used usually toward repayment of an interest only mortgage loan.

Compare Scottish Life Insurance Quotes against other Insurers 

Compare Scottish Life - Royal London Life Assurance Cover

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For products with an investment element we will introduce you to an authorised adviser

Royal London Scottish Life

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This website is intended for UK consumers & any information contained therein is for Generic Guidance only and is not to be construed as advice. 
For protection we offer products based on a fair and personal analysis

By completing one of our no obligation quotation request forms, you may be provided with comparison protection quotes, key facts from leading Providers - based just on the basic information you have provided. Note: These quotes will not take account of any personal, health or lifestyle issues unless a full application is completed. You also consent for us to then kindly contact you by phone - where we may offer Professional Broker help & guidance if needed. We may as appropriate then help to arrange a suitable protection policy based upon your own circumstances & needs after a further review by "advice & recommendation". This will usually be on a non face to face basis.

 For products with an investment element we will introduce you to an authorised adviser. We act as introducers for Accident, Sickness and Unemployment and Mortgage Payment Protection Insurance plans. We may also introduce you to other selected professional partners for other protection or legal products as deemed appropriate. Online Dispute Resolution (ODR) - Financial Ombudsman. We nominate to fundraise for Great Ormond Street Hospital Charity.

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