Scottish Amicable


Established in 1800's, Scottish Amicable was originally a mutual life office based in Scotland. Scottish Amicable or Scot Am was purchased by the Prudential in 1997. They then changed their protection brand name to Scottish Amicable Life but amid fears then of job losses.

Scottish Amicable once a major force in the mortgage protection market place with brokers then slowly disappeared as a brand as the mortgage market slowly moved from endowments to repayment mortgages. 

Prudential fully intergrated Scottish Amicable under their Pru brand in 2001. The Pru is still an international financial services company with a product range which extends from personal banking, insurance, pensions and retail investments, to institutional fund management and property investments. 
Pru offers protection in the UK via their Pruprotect Flexible Plan. 


Although Scottish Amicable is no longer available for new protection business, you maybe able to amend or adjust your existing old Scottish Amicable policy in 2019 by contacting either Prudential or a Financial Adviser. 


A whole of life policy that will always payout whenever death may occur. Premiums maybe reviewable in the future.

MORTGAGE PROTECTION - Decreasing Mortgage Cover

Designed to cover a repayment mortgage on death or critical illness as it decreases during the plan term.

LIFE INSURANCE - Level Term Insurance

Offering family protection if the policy holder dies or is diagnosed with a terminal illness during the term.

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CRITICAL ILLNESS - Level Term or Decreasing Cover

Helps ease financial worries if you or your children are diagnosed with a critical illness as specified by Scottish Amicable.

INCOME PROTECTION - PHI Level or Increasing Cover

Providing security by way of an income if you are off sick or have an accident or disability.

BUSINESS PROTECTION - Level Term or Decreasing Cover

Offering company protection for a key person, loan & share protection or an employee dies, is diagnosed with a critical or terminal illness during the term.


Designed to cover an interest only mortgage. May provide a lump sum on death, critical illness or maturity during the policy term.

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Scottish Amicable

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This website is intended for UK consumers & any information contained therein is for Generic Guidance only and is not to be construed as advice. 
For protection we offer products based on a fair and personal analysis.

By completing one of our no obligation quotation request forms, you may be provided with comparison protection quotes, key facts from leading Providers - based just on the basic information you have provided. Note: These quotes will not take account of any personal, health or lifestyle issues unless a full application is completed. You also consent for us to then kindly contact you by phone - where we may offer Professional Broker help & guidance if needed. We may as appropriate then help to arrange a suitable protection policy based upon your own circumstances & needs after a further review by "advice & recommendation". This will usually be on a non face to face basis.

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