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Resolution Life


Resolution Life Group Limited was formed in 2004 for the sole purpose of buying and running closed UK life funds. Resolution plc was formed in 2005 from the merger of Resolution Life Group Limited and Britannic Group plc. Resolution plc is the largest specialist manager of in-force UK life funds.

In 2004, Resolution Life Group bought the UK life operations of Royal and SunAlliance for £850 million which had closed to all new life insurance business in 2002. In 2005, Resolution Life Group acquired Swiss Life UK for £205 million which had closed to new business in 2003. Subsequently Resolution integrated the former Royal & SunAlliance UK life business (R&SA Life) and Swiss Life (UK) plc (Swiss Life UK) into one group called Phoenix Life Group (Phoenix). From 2005 all Royal Sun Alliance Life and Swiss Life UK policies were re-branded to Phoenix. They also looked after the funds of Cornhill Direct Life Insurance and Scottish Mutual.

In 2006, Resolution Life plc acquired the life businesses of Abbey National plc which was re-named Phoenix Life Assurance Limited. In 2007, a funds merger programme transferred the funds of Alba Life Limited, Britannic Assurance plc, Britannic Retirement Solutions Limited, Britannic Unit Linked Assurance Limited, Century Life plc and Phoenix Life & Pensions Limited into Phoenix Life Limited.

In 2007, ResolutionLife acquired the Abbey for Intermediaries protection sales force with their Scottish Provident branded protection products. In 2008 Resolution were acquired by the Pearl Group who own NPI & London Life.

In 2007, the proposed merger of Friend Provident Uk & Resolution was formally announced. The merger however never went ahead as the Pearl Group merged with them instead in 2008. In 2009 talks were re-opened again & were finally agreed subject to regulatory agreement. In 2010 Axa agrees to sell its life assurance arm to Resolution, be held by Friends Provident. Then they advised an intention to buy Bupa's operations in critical illness & life insurance cover. In 2011 the new company was called Friends Life - a life insurance consolidator.

 Resolution products include Life cover, decreasing (mortgage protection) or level term assurance, Life with Critical Illness, Children's Critical Illness, Income Protection and Un-Employment cover. 
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