refuge assurance - royal london Insurance

      REFUGE LIFE ASSURANCE

Refuge Life Assurance was founded in 1835 & operated from famous old Refuge Assurance building in Manchester. Once a major force in the protection market place with their own large salesforce. Due to economic circumstances however, they slowly disappeared as a brand concurrently as the mortgage market moved from endowment to repayment mortgages.

In 1996 Refuge Assurance & United Friendly merged to create the United Assurance Group. In 2000 Royal London Insurance took over this old company. 

The Royal London Group head office is currently based in Wilmslow, Cheshire. Royal London Plus was initially set up as the part of the Royal London Group to specifically look after old policies taken out via the Refuge, United Friendly, Phoenix Life, Royal Liver & Abbey Santander.

 You can no longer buy Refuge Life Insurance products but you maybe be able to make certain amendments to them via conrtacting Royal London or Financial Adviser. 

 Looking in 2019 to compare old Refuge Life Insurance or Royal London Group products 

REFUGE INSURANCE - PRODUCT OVERVIEW

MORTGAGE PROTECTION 

Designed to cover a repayment mortgage on death as it decreases during the plan term.

WHOLE LIFECOVER 

A whole of life policy that will always payout whenever death may occur. Premiums maybe reviewable in the future.

LIFE INSURANCE 

Offering family protection if the policy holder dies or is diagnosed with a terminal illness during the term.

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CRITICAL ILLNESS COVER  

Helps ease financial worries if you or your children are diagnosed with a critical illness as specified by Refuge Assurance.

INCOME PROTECTION - 

Providing security by way of an income if you are off sick or have an accident or disability.

OVER 50'S LIFECOVER 

no medical evidence policy that always payout whenever death may occur but only after an initial period.

BUSINESS PROTECTION 

Offering company protection for a key person, loan cover, share protection, an employee dies or is diagnosed with a critical illness.

REFUGE INSURANCE ENDOWMENT 

Offering protection if the policy holder dies or is diagnosed with a critical or terminal illness during the mortgage plan term; designed to provide a lump sum at the end to be used usually toward repayment of an interest only mortgage loan.

Compare Refuge Life Assurance against other Uk Insurers  Compare Refuge Assurance - Royal London Life Assurance Cover
 

Article on: Refuge Life Insurance ~ for more information visit www.royal-london.com *


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refuge insurance - royal london Insurance

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