Formed in 1998, Pulse Insurance Ltd (Pulse) specialises in arranging insurance to cover difficult to place and non-standard risks. Many cases seen by Pulse will have been previously declined by other Life Insurance Providers.
Pulse operates from 2 offices, one in Dorset, the other in Northamptonshire. Pulse Insurance are coverholders for Kiln Life at Lloyd's of London; this, along with close relationships with other UK authorised specialist insurers, enables them to meet the growing demand for a lengthening list of non-standard insurance risks.
Unlike many other companies, Pulse is able to offer cover for many types of non-standard life insurance underwriting risks, not just those with pre-existing medical conditions. These include individuals who, whilst perfectly healthy, are experiencing difficulty in obtaining the cover they require due to the nature and/or location of their work. Other clients include those who take part in hazardous pursuits such as motor sports or flying of helicopters or other light aircraft.
PulseInsurance are also able to arrange cover for non-UK nationals. Sometimes they may be employed by UK companies, or have property interests. In 2010 Pulse launched an insurance policy offering accidental death cover & life cover for those living with HIV - not requiring a doctor's report or for the applicant to undergo a medical examination.
Pulse can provide Life cover, decreasing (mortgage protection) or level term assurance, whole lifecover, Family Income cover, various Business Life Protection.
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Article on: Pulse Life Insurance ~ for more information visit www.pulse-insurance.co.uk *
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