LV= LIVERPOOL VICTORIA INSURANCE
Liverpool Victoria Friendly Society was founded in 1843 & were noted for their Penny Policies.
In 1996 they moved head office from Liverpool to Bournemouth having bought Frizzell. Liverpool Victoria then rebranded to just LV= and today are both one of the UK's largest Friendly Societies & Insurance Companies. The Society does not have any shareholders and, as a mutual organisation, exists wholly for the benefit of its members.
LV then acquired Frizzell Insurance & the former GE Life business. In 2011 they agreed to distribute via CUNA Mutual their term life insurance products. In 2014 LV= took over Teachers Assurance.
LV= Life Insurance products are highly competitive in their marketplace with their Menu Protection product offering the opportunity to combine several types of cover via one Provider. Their product range also includes general insurance, mortgages, motoring & healthcare policies and is sold widely via the web, tv, phone, affiliates & brokers.
Looking in 2020 to compare old or new LV= Life Insurance products.
LV= LIFE INSURANCE - PRODUCT REVIEW
MORTGAGE PROTECTION - Decreasing Mortgage Protection
Designed to cover a repayment mortgage on death or terminal illness as it decreases during the plan term.
WHOLE OF LIFE INSURANCE COVER
A whole of life policy that will always payout whenever death may occur. Premiums maybe reviewable in the future.
LV = LIFE INSURANCE - Level Term Insurance - Lump Sum or Income
Offering family protection if the policy holder dies or is diagnosed with a terminal illness during the term.
CRITICAL ILLNESS COVER - Level Term or Decreasing Cover
Helps ease financial worries if you or your children are diagnosed with a critical illness as specified by LV= Insurance.
INCOME PROTECTION - PHI Level or Increasing Cover
Providing security by way of an income if you are off sick or have an accident or disability.
LV= OVER 50'S LIFE INSURANCE COVER
A no medical evidence life insurance policy, level or indexed linked, to always payout whenever death may occur perhaps for funeral costs - but only after an initial period.
LV= PPI - ACCIDENT SICKNESS REDUNDANCY
Protect your mortgage payments & bills if off sick, have an accident or lose your job.
BUSINESS PROTECTION - Level Term or Decreasing cover
Offering company protection for a key person, loan cover, share protection, an employee dies or is diagnosed with a critical illness.
LIVERPOOL VICTORIA ENDOWMENT POLICY - Life or Critical Illness
Offering protection if the policy holder dies or is diagnosed with a critical or terminal illness during the mortgage plan term; Designed to provide a lump sum at the end to be used usually toward repayment of an endowment interest only mortgage loan.
Article on: LV= Life Insurance ~ for more information visit www.lv.com *
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FOR PROTECTION PRODUCTS WE USUALLY OFFER FROM A LIMITED PANEL OF PROVIDERS
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