Life Assurance Quotes - Summary Article
Life Assurance Quote - Term Lump Sum
This is the simplest and cheapest type of life assurance quote, and is known as term assurance because you choose how what term ie; how long you're covered for, say, 10, 15, or 20 years (the term).
Term life assureance only pays out if you die within the term you've agreed. If you live longer than the term, you get nothing. As a couple, you can also take out Family Life Insurance term cover in both your names, with the policy paying out if either of you die during the term.
Also consider how large the tem life cover you need if this is not covering say just a debt like a mortgage or loan. Common practise is 10 x salary.
Things to look out for if requesting this type of term life assurance quote...What type of new Family life cover policy do you want? For example
Life Assurance Quote - Income Benefit
This life assurance plan quote pays out income to your Family rather than a lump sum & maybe suitable for those who require income for their family on death. This Family Life Insurance or Family Income Benefit plan may be increasing to help offset inflation.
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Family Income Benefit
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