LEGAL & GENERAL LIFE INSURANCE
Legal & General was originally formed in June 1836 & was setup to help those in the legal profession. The name was then changed later on to Legal & General Life Assurance Society - to reflect that policies were also available to the general public. The society became a wholly owned division of Legal and General Group Plc in the 1970s.
Legal & General Group are one of the UK's largest Insurance Companies providing life assurance, health and other insurance, as well as pensions & investments; They are one of the UK's largest Insurance Companies. Legal & General is headquartered in London and its shares trade as part of the FTSE 100 Index. As well as the UK, other major markets include France, Germany, the Netherlands and the United States.
Their product range also includes general insurance, mortgages, motoring & healthcare policies and is sold widely via the web, tv, phone, banks, building societies & brokers.
Looking in 2018 to compare old or new Legal & General Life Insurance products.
LEGAL AND GENERAL LIFE INSURANCE - PRODUCT REVIEW
MORTGAGE PROTECTION - Decreasing Mortgage Protection
Designed to cover a repayment mortgage on death or terminal illness as it decreases during the plan term.
WHOLE OF LIFE INSURANCE COVER
A whole of life policy that will always payout whenever death may occur. Premiums maybe reviewable in the future.
LEGAL & GENERAL - OVER 50'S LIFECOVER
A no medical evidence insurance policy, level or indexed linked, to always payout whenever death may occur perhaps for funeral costs - but only after an initial period.
LIFE INSURANCE - Level Term Insurance
Offering family protection if the policy holder dies or is diagnosed with a terminal illness during the term.
LEGAL AND GENERAL MEDICAL INSURANCE
Providing private medical cover for you & your family or business.
CRITICAL ILLNESS COVER - Level or Decreasing Cover
Helps ease financial worries if you or your children are diagnosed with a critical illness as specified by Legal & General Insurance.
INCOME PROTECTION - PHI Level or Increasing Cover
Providing security by way of an income if you are off sick or have an accident or disability.
LEGAL & GENERAL PPI - ACCIDENT SICKNESS & REDUNDANCY
Protect your mortgage payments & bills if off sick, have an accident or lose your job.
BUSINESS PROTECTION - Level Term, Increasing or Decreasing Cover
Offering company protection for a key person, loan cover, share protection, an employee dies or is diagnosed with a critical illness.
LEGAL & GENERAL ENDOWMENT POLICY - Life or Critical Illness Cover
Offering protection if the policy holder dies or is diagnosed with a critical or terminal illness during the mortgage plan term; designed to provide a lump sum at the end to be used usually toward repayment of an interest only mortgage loan.
Article on: Legal and General Life Insurance ~ for more information visit www.legalandgeneral.com *
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