Guardian Financial Services


Guardian Assurance was established in 1821. In the mid 1960's, Guardian Assurance moved to  Lytham St Annes & in 1968 the company merged with Royal Exchange Assurance to form the Guardian Royal Exchange Group (GRE).

Once a major player in the mortgage protection marketplace, in 1999, the businesses of GRE (which included Guardian Financial Services) were acquired by Aegon UK who also own Scottish Equitable. In 2012 Aegon then sold Guardian FS.

In 2019 Guardian Financial Services, the Group, is now a specialist life assurance group that provides capital release solutions to both banks & insurers looking to divest non-core European life assurance assets through the sale of either a company or a block of business or through reassurance. 

The Group has 2 subsidiary Life Assurance companies, Guardian Assurance Limited and Ark Life Assurance Company Limited. In 2018 the brand name was resurrected again under the new brand name - Guardian 1821 Insurance. You maybe able to amend or adjust your existing old Guardian Insurance policy by contacting either Customer Services or Independant Broker.



Designed to cover a repayment mortgage on death or critical illness as it decreases during the plan term.


A whole of life policy that will always payout whenever death may occur. Premiums maybe reviewable in the future.


Offering family protection if the policy holder dies or is diagnosed with a terminal illness during the term.


Helps ease financial worries if you are diagnosed with a critical illness as specified by Guardian Financial Services.

Guardian Financial GRE - Get Free Quotes


Providing security by way of an income if you are off sick or have an accident or disability.


no medical evidence policy that always payout whenever death may occur but only after an initial period.


Offering protection if the policy holder dies or is diagnosed with a critical or terminal illness during the mortgage plan term; designed to provide a lump sum at the end to be used usually toward repayment of an interest only mortgage loan.

Compare old Guardian Financial Life Insurance Cover

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