DISABLED PERSONS - LIFE INSURANCE QUOTES
If you have a disability, wether born with it, develop it in later life or due to a trauma - you may think you cannot easily get a Life Insurance policy. However, those who have disabilities may still require Life Insurance to protect their family or mortgage - just like the rest of the UK population.
Naturally, not every disability is the same when looking at life insurance risks. Some can cause severe mobility problems & others may prevent you from working. You could require to use a wheelchair or walking sticks but this does not reduce your need for life insurance cover.
Some disabilities UK Insurers may consider to be acceptable at their standard rates, especially if it doesn’t impact your usual daily activities of living. Conversely, if you do have to take any strong pain relieving medications - then insurers may consider a premium increase are likely & perhaps after GP reports – but this cost increase could still be less than you think. This can also happen if the disability may have a potential reduction on your life expectancy risk, or other combination of medical health risks factors that insurers are not willing to cover at standard terms.
Since London 2012 Para-Olympics, or the Invictus Games many people now appreciate the various challenges that those who are disabled face daily; Let trying to get life insurance hopefully not be another great challenge. Either way please approach us for friendly Professional Help
LIFE INSURANCE FOR DISABLED PEOPLE - PRODUCTS REVIEW
MORTGAGE PROTECTION - For Disabled Persons
Designed to cover a repayment mortgage on death or critical illness as it decreases during the plan term.
LIFE INSURANCE - For Disabled Persons
Offering a family protection lump sum if the policy holder dies or is diagnosed with a terminal illness during the term or whole lifecover.
FAMILY INCOME BENEFIT INSURANCE - For Disabled Persons
Offering family protection via an income if the policy holder dies or is diagnosed with a terminal illness during the term.
CRITICAL ILLNESS COVER - For Disabled Persons
Helps ease financial worries if you are diagnosed with a critical illness as specified by the Insurance Company. Dependant on your disability, you may still be able to get cover.
CHILDREN'S CRITICAL ILLNESS COVER
Helps ease financial worries if your child is diagnosed with a critical illness as specified by the Insurance Company.
INCOME PROTECTION - For Disabled Persons
Providing security by way of an income if you are off sick or have an accident. Dependant on your disability, you may still be able to get cover.
Compare - Disabled Persons Insurance Cover |
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Disabled Persons Life Insurance - Review
Disabled Persons Life Insurance Quotes
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This website is intended for UK consumers & any information contained therein is for Generic Guidance only and is not to be construed as advice. By completing one of our no obligation quotation request forms, you may be provided with comparison protection quotes, key facts from leading Providers - based just on the basic information you have provided. Note: These quotes will not take account of any personal, health or lifestyle issues unless a full application is completed. You also consent for us to then kindly contact you by phone - where we may offer Professional Broker help & guidance if needed. We may as appropriate then help to arrange a suitable protection policy based upon your own circumstances & needs after a further review by "advice & recommendation". This will usually be on a non face to face basis. For products with an investment element we will introduce you to an authorised adviser. We act as introducers for Accident, Sickness and Unemployment and Mortgage Payment Protection Insurance plans. We may also introduce you to other selected professional partners for other protection or legal products as deemed appropriate. Online Dispute Resolution (ODR) - https://webgate.ec.europa.eu/odr/main/index.cfm?event=main.home.chooseLanguage. Financial Ombudsman. https://www.financial-ombudsman.org.uk We nominate to fundraise for Great Ormond Street Hospital Charity. |
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