Ex-Wives and Life Insurance  Ex Wife Life Insurance Policy QuotesCan I get a life cover policy on my ex-wife ?  Ex-Wife and Life Cover Policies
Life Insurance Quotes for my Ex Wife



Life Assurance Quotes for Husband & Wife

If you are an ex husband - you may probably have other things on your mind than thinking about getting a Life Insurance policy for your ex wife. However, perhaps having some loving responsibilities means you may still wish to consider looking at the peace of mind Life Insurance will do to help protect each other, a family if you have one, or maybe a joint mortgage still. 

Life Insurance & Insurable Interest

Insurable interest means - that you could be adversely affected financially if that person ( your Ex Wife ) who is insured died.

The reasoning behind insurable interest is so that the death of an insured person may not create personal financial gain for a policyholder.

Can I buy a Life Insurance Policy on my Ex-Wife ?

Yes - But UK Insurance rules state there must be an insurable interest - eg; you have dependant children together. Your ex-wife can always arrange a single policy for themselves. Also both parties must consent to this arrangement.

Can I keep my Life Insurance Policy on my Ex-Wife ?

Yes - as UK Insurance rules state there must be an insurable interest at the time you took out the plan - eg; you had a family together. Legally speaking a solictor may suggest if now divorced, that both parties consent to this ongoing arrangement ie; On a joint plan, If one died, the other ex-partner may still collect the lifecover.

Can I cancel my Life Insurance on my Ex Wife now we are divorced ?

Ideally both parties should consent to this arrangement if you still maybe have some joint commitments together.

Can I get a Life Insurance on my Ex Wife without them knowing ?

No - both parties must consent to this arrangement ie; you cannot just apply on your Ex wives behalf without their knowledge.

Can I put my Ex Wife on my current Life Insurance Policy ?

As above - UK Insurance rules state there must be an insurable interest between yourselves, so if you have financial responsibilities still with an Ex wife - you can add them to your life insurance policy 

Can a Ex Wife still be a Life Insurance Beneficiary ?

Yes they can - if you wish to. Either your Ex- wife can own your life insurance plan directly; classed as life of another [ see comments above re Insurable interest ]. Note if they died first though, this can cause issues with the insurer having to undue this arrangement & may require additional legal costs by you seeking specialist advice. The alternative is to put the policy into trust where the ex wife is either one of or the sole beneficiary.

Can my Ex Wife still be a Trustee on my Life Insurance Policy ?

Yes they can - if you wish to. If you put the policy into trust where for either your ex wife or other beneficiary. Either your ex wife can be sole Trustee or have 2 or more Trustees ideally if one died first. Note again if this happens, this can cause issues with the insurer having to undue this arrangement & may require additional legal costs by you seeking specialist advice. 

Being an ex wife means you may not appreciate the various challenges that may come looking after loved ones if they are critically ill or sadly die; Let trying to get life insurance hopefully not be another great challenge. Either way please approach us for friendly Professional Help.



Designed to cover a repayment mortgage on death or critical illness as it decreases during the plan term.


Offering a family protection lump sum if the policy holder dies or is diagnosed with a terminal illness during the term or whole lifecover. Policies can be made joint or seperate.


Offering family protection via an income if the policy holder dies or is diagnosed with a terminal illness during the term. 

                                                                   Ex Wive and Life Insurance Policies


Helps ease financial worries if you are diagnosed with a critical illness as specified by the  Insurance Company. 


Helps ease financial worries as an Ex Wife & Mother if your child is diagnosed with a critical illness as specified by the Insurance Company.


Providing security by way of an income if you are off sick or have an accident. 

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For protection we offer products based on a fair and personal analysis

By completing one of our no obligation quotation request forms, you may be provided with comparison protection quotes, key facts from leading Providers - based just on the basic information you have provided. Note: These quotes will not take account of any personal, health or lifestyle issues unless a full application is completed. You also consent for us to then kindly contact you by phone - where we may offer Professional Broker help & guidance if needed. We may as appropriate then help to arrange a suitable protection policy based upon your own circumstances & needs after a further review by "advice & recommendation". This will usually be on a non face to face basis. ‘As with all insurance policies, conditions and exclusions will apply’

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Uk Life Insurance Quotes 2022
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