LIFE INSURANCE FOR MEN
If you are a Man, you will now pay the same as a woman for protection insurance due to EU Gender Neutral Directive. Wether married or single - you probably have other things on your mind than thinking about getting a Life Insurance policy. However, having loving responsibilities means you should still consider looking at the peace of mind Life Insurance or Critical Illness will do to help protect each other, a family if you have one or mortgage. Note: the rules state there must be an insurable interest between the Man and partner to arrange a joint life insurance policy.
Naturally, not all Men are the same when looking at life insurance risks. Some people may have health issues but UK Insurers may consider this to be acceptable at their standard rates, especially if it doesn’t vastly impact your usual daily activities of living.
Conversely, if one of you do have to take any stronger medications - then insurers may consider a premium increase likely on man's life insurance wether married or not. This cost increase could still be less than you think. This can also happen if this may have a potential reduction sadly on one of your life expectancy risk, or other combination of medical health risks factors that insurers are not willing to cover at standard terms.
Being a Man means as mentioned you will now pay similar rates as a man but still face the various challenges that may come looking after loved ones if they are critically ill or die; Let trying to get life insurance hopefully not be another great challenge. Either way please approach us for friendly Professional Help.
LIFE INSURANCE FOR MEN - PRODUCTS REVIEW 2020
MORTGAGE PROTECTION - for Men
Designed to cover a repayment mortgage on death or critical illness as it decreases during the plan term.
TERM LIFE INSURANCE - for Men
Offering a family protection lump sum if the policy holder dies or is diagnosed with a terminal illness during the term or whole lifecover. Policies can be made joint or seperate.
FAMILY INCOME BENEFIT INSURANCE - for Men
CRITICAL ILLNESS INSURANCE - for Men
Helps ease financial worries if you are diagnosed with a critical illness as specified by the Insurance Company.
WHOLE OF LIFE INSURANCE - for Men
A whole of life policy that will always payout whenever death may occur. Premiums maybe fixed or reviewable in the future.
INCOME PROTECTION - for Men
Providing security by way of an income if you are off sick or have an accident.
Men and Life