LIFE EXPECTANCY CALCULATOR UK

LIFE EXPECTANCY UK - CALCULATOR

How is UK Life Expectancy calculated ?

Public Health England check people's lifestyles & healthcare via either NHS or Private cover. However, a myriad of factors afect how life expectancy is calculated. These include daily diet, exercise, smoking, family history, attitude to life, stressful events, number of friends, finances, being married, etc;

The number of households over age 65 is forecast to increase by 60% in the next 20 years. However, the Covid 19 Pandemic 2020 may play a big part in altering these figures.  

Public Health England scientists found that a slowdown in the number of deaths from cardiovascular disease, stroke, COPD and some cancers in this period meant that people could expect to live 5.4 years longer. This happened despite an increase in the number of deaths from liver disease. The gains in life expectancy were greater for men than women in UK

The figures above were published in The Lancet, use data from The Global Burden of Diseases, Injuries, and Risk Factors and also Office for National Statistics ONS 

Average Life Expectancy United Kingdom

Back in the 1800's you could expect to live to around age 40. By the early 1900's this had increased to age mid 50's. On average women statsically live longer than men.

Today the average life expectancy for people in UK has risen to 79 for Males & 83 for females in 2010's new studies from Public Health England have found, but divisions remain between figures for the North and South; South East England had the best life expectancy in the whole UK at 82 years, while Scotland had the worst at 79 years.

UK Life Insurance Options

What does this mean for those in the UK, looking to take out life insurance maybe to help cover rising funeral costs, protect families & calculate their average life expectancy. If you are concerned how long you may live, what are your main life insurance options ? On average women statisically live longer than men. However, due a European court ruling back in 2012, women now pay the same as men for life insurance as well as other insurance types. This meant premiums went up for women and so Life Insurers benefited.

Term Life Insurance

A Policy that may runs for a term until the plan ends. This could be via a lump sum or paid as an income. UK Insurers can run this plan style upto age 90 where it ends. The longer it runs, the more expensive it is.

Whole Life Insurance

A Policy that runs until the life assured dies, whenever this may occur. This is usually the most expensive type of life insurance plan, as unlike term cover say upto age 90, this could payout at age 190.

Prepaid Funeral Insurance 

A Policy that just helps cover the costs of your Funeral Expenses but not any legacies

Check out your Life Insurance Options now 

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Life Expectancy Calculator UK