Aegon Scottish Equitable Aviva Life Insurance  Royal London Insurance  Legal & General   LV = Insurance    Scottish Widows Life Insurance Old Mutual Insurance AIG Life Insurance   Vitality Life Insurance   Axa Insurance Zurich Insurance Group

Advice ?                                                              Term Life Insurance - Compare Broker Rates for 13/01/2018  

Speak to an Adviser



Term - Uk Life Insurance Cover

This is the simplest type of Uk Life Cover Quote; is usually known as term life assurance cover because you choose the plan term ie; how long you're covered for, say, 10, 15, or 20 years (the term).

Term life assurance cover only pays out if you die within the term you've agreed. If you live longer than the term, you usually get nothing. As a couple, you can also take out joint Family Life Cover plan in both your names, with the policy paying out if either of you die during the term.

Also consider the amount of life cover when doing quotes - you need this if not covering say just a debt like a mortgage or loan. Common uk life cover industry practise was 10 x salary eg; If you earn £50kpa - then you may need £500k or what income is perhaps lost over next 10 years if you died.

Things to look out for if requesting this type of Uk Life Cover Quote Online 

  • Increasing policy (where cover and premium rise over the years to offset inflation)

  • Renewable policies (which let you extend the original term).

  • Guaranteed (where life insurance premiums stay the same throughout the term)

  • Reviewable premiums (where life cover premiums may go up every year or 5 years gone up at a review)

  • Waiver of Premium (where the Insurer waives/protects & covers your premiums after a deferred period of 4/8/13/26 weeks due to sickness or accident)

  • Note their is usually no cash in or surrender values

Income Benefit - Uk Life Assurance Cover

This type of Life Cover policy pays out income to your Family (rather than a lump sum) & maybe suitable for those who require income for their family on death. This Family Life Insurance Cover or Family Income Benefit plan may be increasing to help offset inflation. 

Why are you searching in 2018 for ~ New Life Cover Protection ?
Income Protection
Critical Illness
Life Insurance Quote
Term Life Cover QUOTE
Buying Life Insurance - FAQ
Over 50 - Whole Life Insurance QUOTE
Over 50 - Term Life Cover QUOTE
Over 40 - Life Insurance QUOTE
Family Income Benefit Insurance - FAQ
Business Protection - FAQ
Small Business Insurance QUOTE
Health Underwriting Problems - FAQ
Top 10 Tips Life Insurances
Mortgage Protection
Compare Insurer


Linkedin Martyn Spencer Calculate Button 1 Broker Help ~ Life Insurance Cover Quotes Insurance Take Care of YourselfGreat Ormond Street Charity Fundraiser

This website is intended for UK consumers & any information contained therein is for Generic Guidance only and is not to be construed as advice. For protection products we usually offer from a range of providers. For products with an investment element we will introduce you to an authorised adviser. We may also introduce you to other selected professional partners for other protection or legal products as deemed appropriate. Online Dispute Resolution (ODR) - Financial Ombudsman. We nominate to fundraise for Great Ormond Street Hospital Charity.

UK Life Insurance Quotes is a trading style of Martyn Spencer which is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority FCA. FCA Register No: 416331


Secure Data Protection Registered & comply with the Data Protection Act (1998). Personal information is secure online, not misused or sent via spam. T&C:Cookies   
* Note: re any 3'rd Party Website links - You are now leaving the regulated site of Uk Life Insurance Quotes.
Neither ourselves, nor Sesame Ltd, is responsible for the accuracy of the information contained within the linked site. 

Uk Life Insurance Quotes 
Broker Registered Office: Clyde Cottages Stafford ST20 0BU