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St Andrews Life Insurance

ST ANDREW'S GROUP INSURANCE

Established in 1995 & based in Surrey, St Andrews Group has grown rapidly to become one of the UK's leading specialist creditor insurer. It is a member company of HBOS and is part of one of the UK's biggest financial Groups.

 St Andrew's main focus is creditor insurance, designed to help borrowers meet their financial commitments covering loans, mortgages and other finance in a range of eventualities including accident, sickness, critical illness and unemployment. The Saint Andrews Group products are distributed through client relationships from across the UK consumer and commercial lending market including banks such as MBNA, Bradford Bingley as well as utility companies and other insurers such as Bank of Scotland, Sainsbury's Finance and Prudential

 Halifax Bank of Scotland (HBOS) Group with headquarters in Edinburgh retains currently both Halifax and the Bank of Scotland as brand names. The Bank also owns Intelligent Finance plus they have a 50% stake in Sainsbury's Finance Bank - the other 50% being owned by J Sainsbury plc.

 Bank of Scotland & Halifax Group both use Andrew's Life Insurance as their specialist protection provider - their products include Life cover, decreasing (mortgage protection) or level term assurance, Life with Critical Illness & accident sickness and redundancy insurance cover
 
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