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Scottish Mutual

SCOTTISH MUTUAL

Scottish Mutual Assurance Co. Ltd, a Glasgow based mutual society was once one of Britains largest mutual insurers. Scottish Mutual sold protection, endowments as well as pension investment products. Scottish Mutual was once a major force in the mortgage protection market place with brokers then slowly disappeared as a brand as the mortgage market slowly moved from endowments to repayment mortgages.

Scottish Mutual demutalised in 1992 & became part of the Abbey National Group along with Scottish Provident in 2001. Scottish Provident Life Assurance is now the brand name for health and life insurance products of Scottish Mutual Assurance. Abbey still offer their own Abbey National Life Insurance products. In 2007 Scottish Mutual were acquired from Abbey by Resolution Plc  the largest specialist manager of in-force UK life funds.

In 2008 Pearl Group Ltd acquired Resolution Phoenix Life Group which includes administration of plans from Scottish ProvidentLondon Life, Phoenix, Royal Sun Alliance, Crusader Insurance, Swiss Life, Britannic Assurance, Cornhill, NPI, & Alba Life. At the end of 2008 Royal London Insurance acquired a range of businesses from Pearl Group Limited that includes Scottish Provident & Bright Grey.

Scottish Provident in 2010 is regarded as one of the UK's leading providers of life insurance, critical illness cover & income protection. The Scottish Provident insurance products are today mainly sold via brokers. Their Self assurance menu product includes Life cover, decreasing (mortgage protection) or level term assurance, Life with Critical Illness, Children's Critical Illness, Income Protection and Un-Employment cover. 

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Article on: Scottish Mutual Life Insurance ~ for more information visit www.scotprov.co.uk *
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