SCOTTISH AMICABLE Life Insurance  

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Scottish Amicable

SCOTTISH AMICABLE INSURANCE

Established in 1800's, Scottish Amicable was originally a mutual life office based in Scotland. Scottish Amicable or Scot Am was purchased by the Prudential in 1997 & called Scottish Amicable Life but amid fears then of job losses. Scottish Amicable once a major force in the mortgage protection market place with brokers then slowly disappeared as a brand as the mortgage market slowly moved from endowments to repayment mortgages.

The Financial Services Authority (FSA) reportedly fined Scottish Amicable £750,000 in 2003 for mortgage endowment mis-selling and related deficiencies in its systems and functions. Prudential fully intergrated Scottish Amicable under their Pru brand in 2001. The Pru is still an international financial services company with a product range which extends from personal banking, insurance, pensions and retail investments, to institutional fund management and property investments.

Pru Life Insurance offers in the UK their Flexible Protection Plan; this can provide Life cover, decreasing (mortgage protection) or level term assurance, Life with Critical Illness, Children's Critical Illness, Income Protection cover all within one plan. Prudential Life Assurance can be used to cover your mortgage and help to provide financial support for you and your family. 

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