Life Insurance Underwriting ~ Health Problems  

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Life Insurance Underwriting Problems re Medical History ~ Broker Help

Life Insurance Underwriting

LIFE ASSURANCE UNDERWRITING
& HEALTH PROBLEMS


People who have health pre existing medical conditions, health issues or personal or family medical history maybe considered a life insurance underwriting risk. As such they could be subject to either higher or "rated premiums" or exclusions.
  Also, the definitions can differ from one life insurance provider to another.

The most common areas of concern for life insurance undewriting are usually:-

o Alcoholism o Alzheimers disease o Anaemia
o Arthritis o Asthma o Breast Cancer 

o Bronchitis

o Cancer o Cholesterol

Crohn's Disease

Depression

o Diabetes Types 1/2
o Drug Abuse o Epilepsy o Family history
o Glandular Fever o Gout o Haemorrhoids
o Head injuries Heart Attacks o Hepatitis
o Hernia o HIV / AIDS o Hypertension / Blood Pressure  
o Hysterectomy o Irritable Bowel /IBS o Kidney stones
o Leukaemia o Liver disease o Migraines / Headaches
o Motor Neurones o Multiple Sclerosis o Muskoskeletal Disorder
o Obesity o Occupation /Hobbies o Organ transplant 
o Pancreatitis o Prostate o Parkinsons disease
o Pregnancy o Septicaemia o Sexually Transmitted Disease
o Smoker status o Stress & Anxiety Stroke
o Thyroid disease o Tuberculosis o Urine Tract Infections

 Looking to find information on compare Life Assurance Quotes between Uk Insurers

> Need a Competitive Life or Critical Illness Insurance Quote ?


Some Typical examples where our brokers have been able to obtain competitive underwriting for life insurance cover ~ where the customer was previously unable to or was substantially rated include:

  • A woman diagnosed with breast cancer 6 years previously requiring both chemotherapy & mastectomy
  • A female age 35 with underactive thyroid controlled by medication
  • A Female in mid 30's with Chrones & rated by previous insurers
  • A obese male smoker with raised cholesterol, high blood pressure, and a family history of heart disease
  • A 36 year old heart attack victim with high blood pressure and cholesterol levels controlled by medication
  • A 46 year old type 1 female diabetic controlled by medication
Why are searching for in 2010 ~ Life Insurance Underwriting help ?
 
 

Uk Life Insurance Underwriting - Broker advice & help


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