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OUR SERVICES

Uk Life Insurance Quotes is a trading domain style name of Martyn Spencer appointed representative of Sesame Ltd.
Our registered office is Treetops House. 18. Meadow Ridge. Stafford. Staffordshire ST17 4PH.  

** NOTE WE ARE UK LIFE INSURANCE AGENTS / BROKERS

** We do not handle any Life Insurance Providers existing plan or policy holder enquiries ~ If you are not an existing client of UK Life Insurance Quotes -

** All enquiries you therefore should direct to their relevant Customer Services Depts ~ as listed on their Websites:

All generic Information OR Third Party Weblinks provided on this site are for guidance only.

We offer you access to a long panel of leading Uk Insurers via our online Life Insurance Broker services; They can offer quotes or discuss your options via a range of protection products including:

         ONLINE QUOTES IN 15 SECS

• >> Life Insurance Cover
  
  
• >> Critical Illness Insurance
  
  
• >> Income Protection Cover
  
  
• >> Mortgage Protection Assurance
  
  
• >> Accident, Sickness and Unemployment Cover 

In order to help you, they may wish to contact you from the details given to help source the ideal protection product. Note they offer this Life Insurance Broker service on an advice & recommendation basis with no fee charged unless advised.
Note: They may refer you to other parts of the company if appropriate to help you get the best advice & recommendation.

Consider the following tips when looking for protection:-

* Speak to a Life Insurance Broker who can highlight the most appropriate policies for your individual circumstances.
* Don't always be lured by the lowest cost premiums. Let the Life Insurance Broker help you look at policy coverage and extras within the cover to make sure you are getting the best value for money.
* Make sure when applying for cover via the Life Insurance Broker any answers are correct and give all of your relevant personal information and medical history, or a subsequent claim might be rejected.
* Try to review your cover with your Life Insurance Broker at life changing events such as a change of job, having children, a change in marital status, increased debt or moving house.
* When replacing a policy, always seek advice from your Life Insurance Broker and compare like for like, as the premium may be cheaper but the coverage might not be as comprehensive. Never cancel anything until the new cover is in place.
* View critical illness, life insurance, income protection and mortgage protection insurance as a basket of goods - let the Life Insurance Broker help choose the most relevant for you at any given moment
* If the premiums are too big for your budget, consider letting the Life Insurance Broker get some initial cover - that you can add to later.

ABOUT SESAME 

Sesame is a major player in the Uk Financial Services marketplace. In 2009 they joined forces with Bankhall to create the Uk's largest financial advisory networks - which were independantly owned by both Friends Provident & Skandia. Their ongoing training and development programme means that their Advisers' knowledge is current and they always try to keep abreast of industry changes. 

IDD Doc.Their advisers abide by the The Financial Service Authority principles that now require that all regulated firms to treat their customers fairly.

** NOTE WE ARE UK LIFE INSURANCE AGENTS / BROKERS

** We do not handle any Life Insurance Providers existing plan or policy holder enquiries ~ If you are not an existing client of UK Life Insurance Quotes -

** All Enquiries you therefore should direct to their relevant Customer Services Depts ~ as listed via their own websites:

Should you wish to contact us  Then please very carefully read all the above message warnings first before you do so ~ to ensure you are dealt with correctly Contact Us  WARNING NOTICE       www.uklifeinsurancequotes.co.uk

LIFE INSURANCE BROKER - PRIVACY STATEMENTS

As Life Insurance Brokers, you can be sure that all information provided via us will be kept confidential - Registered under the Data Protection Act. This statement sets out our policy for the use and holding of information that is provided by or obtained from you. This policy applies to our website only and not to other websites to which we may provide links & thus have no control over.
  
By providing us with your personal data:
  
  1. You agree that the information we hold about you can be held on computer and/or paper files.
  
  2. You agree that any information which you provide to us, including sensitive personal data may be disclosed to appropriate third parties for the purpose of processing your Insurance case, and for the ongoing administration of your case but for no other purpose.

  Security:   
  All information sent to us via the Life Insurance Brokerage enquiry forms on our website is processed by a secure server. There are no spam cookies or any other attempts to collect personal information from you.
  
Changes to personal information  
  If you wish to change or update your personal details held by us, or if you would like to remove all or any of your personal details from our database please contact us

Information we hold about you  
  In order that an adviser may assist you, we must obtain certain basic information from you about your personal circumstances, and by using this website and/or providing personal information you are indicating your consent to our obtaining personal information from you and to the holding, and use of the personal information that is provided by or obtained from you in accordance with this policy.

Money Laundering

Life Insurance Brokers take this matter very seriously and may require your identity verification before establishing any business or be checked electronically. To guard against the dangers of postal intercept and fraud, prospective customers are not asked to send originals of valuable personal identity documents, for example passport, identity card, driving licence etc, by post. As there is no face-to-face contact certified copies will be obtained.

A regulated or professional person covered by the money laundering regulations or government department should certify these copies, wherever possible. Under the guidance issued by HMSO, notaries, solicitors, banks, UK government departments and any person or institution subject to the requirements of the Money Laundering Regulations can photocopy and certify your personal details page of a UK passport. When photocopying a passport it must be in black and white so that they cannot be mistaken for an actual passport page. It should be noted that applicants will not be permitted to certify their own identification evidence.

	Money Laundering Doc

LIFE INSURANCE BROKER - TERMS OF USE

Access and use of the www.uklifeinsurancequotes.co.uk "the Website" is provided subject to the following terms and conditions of use. By accessing the Website you signify your acceptance of these LIFE INSURANCE BROKER terms and conditions of use.

Accuracy of Information
All reasonable endeavours have been taken to ensure that the information published on the Website is accurate. However, we do not warrant that the information is accurate or complete. You are advised to discuss your specific requirements with an appropriate professional Life Insurance Broker adviser. You acknowledge and agree that certain information within the Website is provided by third parties and that we have no control over the accuracy or completeness of such third party data or websites. Any Providers Logo's used are for merely for visual and information purposes only & do not imply any specific business relationships unless advised.

No Advice
The information, services, systems, articles and data published on the Website is intended for general information only and should not be construed as advice under the Financial Services and Markets Act 2000. You are strongly advised to take appropriate professional and legal advice before entering into any binding contracts.

Use
You may not: restrict or inhibit any other user from using and enjoying the Website; or post or transmit any unlawful, fraudulent, libellous, defamatory, obscene, pornographic, profane, threatening, abusive, hateful, offensive, or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability, or otherwise violate any law; or post or transmit any advertisements, solicitations, chain letters, pyramid schemes, investment opportunities or schemes or other unsolicited commercial messages or engage in spamming or flooding; or upload, post, publish, transmit, reproduce, or distribute in any way, information, software or other material obtained through the Website without prior written permission of the Company. If you take a copy or set up a link to any of the pages of the Website, you must be aware that all of these terms and conditions, warnings and disclaimers will continue to apply.

Limitation of Liability
You accept that we shall not be liable in any event for any direct, indirect or consequential loss or damages arising from use of the Website. The Website is provided 'as is'. All third party logos on the site are for information purposes & do not imply a binding or business relationship. All warranties whether express or implied under law including without limitation any warranty for the information, data, services, interrupted use, errors, omissions, delays, termination of service, loss of data for any reason, fitness of purpose, infringement of third party property rights are hereby expressly excluded with the sole exception that no exclusion of liability is claimed of death or personal injury as a result of negligence by the Company.

Governing Law and Jurisdiction
These terms and conditions of use are governed by English Law and you agree to submit to the exclusive jurisdiction of the English Courts.

We reserve the right to change these terms and conditions at any time without prior notice.

You acknowledge that you have read and accepted these terms and conditions of use.

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