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Uk Life Insurance Quotes: Clyde Cottages Stafford ST20 0BU
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The Uk Life Insurance Quotes Story
Uk Life Insurance Quotes are one of the Leading Internet Based Life Insurance Agents - Specialists in giving professional advice in arranging & specialising in all aspects of Insurance Protection - and originally founded by Martyn Spencer - Financial Adviser over 15 years ago
Martyn has been in the finance business for over 25 + years. Back in the late 80's & 90's, I worked via many leading Blue Chip Companies. These included Nat West, Abbey Life, Eagle Star, Axa Insurance, Royal Sun Alliance arranging £££ millions of pounds worth of life insurance policies for clients in their own homes or businesses.
Today we are proud to be part of the Uk's Biggest Retail Distributor of Financial Advice - Sesame Bankhall part of Aviva group.
The age of the Internet & Disappearance of the friendly "Man from the Pru"
As we hit the new millenium & "credit crunch", many once leading Uk Insurers & banks either closed their books to new life insurance business or just went bust. Some also amalgamated with other insurers to help reduce overheads; This meant as you may have experienced already, great frustration trying to work out which company to best contact now for help/advice re existing or new insurance plans. It also meant that the once great choice of Providers was rapidly decreasing.
This was due to many things including - decline of endowment plans & subsequent claims against; ppi mis-selling; rise of internet; stakeholder pensions; increase in exam qualifications for financial advisers; costs of running large sales forces, 9/11 all causing great economic pressures & more recently the The Retail Distribution Review RDR plus other ongoing FCA or EU market reviews.
In the process many Insurers, Banks & Building Societies thus sacked 1000's of their Financial Adviser Sales Force Staff eg; Abbey Life, Allied Dunbar, Barclays, Britannic Assurance, Coop CIS, Commercial Union, Cornhill, Eagle Star, Equitable Life, Friends Provident, General Accident, General Portfolio, Guardian Royal Exchange, Lincoln National, London & Manchester, Pearl, Prudential, Royal Sun Alliance, Scottish Amicable, Sun Life of Canada, Swiss Life, United Friendly; etc
Maybe back in the day there was once over 250,000 + financial advisers seeing customers face to face; Now there is only around 30,000. In 2018 ongoing events may still reduce this figure even further - Merging of more Insurers, Various Market Reviews & Directives, Derth of New Advisers.
Uk Life Insurance Quotes set up to help change people's lives
Brokers who abide by FCA rules to Treat Customers Fairly - We think the marketplace was therefore crying out for a web based company.....
- Giving professional advice from professionally qualified advisers - not just form fillers
- Could relate to peoples needs - as if they were face to face in their own home/office
- Understand the small print of insurance contracts - Avoiding jargon
- By explaining things in a clear, fair & not misleading manner
- Help solve problems over the phone during hours that best suited you the customer
- That could let you the customer first compare prices online on different insurances
- Empathise with those with health issues & then try to solve their insurance needs
- Use their professional expertise to help find your ideal policy within your budget
- Looking out for your best needs via the latest product updates & market legislation
- Brokers have the backing of the Uk's largest distributor of Retail Financial Advice
LIFE INSURANCE AGENTS
So please kindly ask yourself this important question before you go ahead:
If in 2018 you are about to buy/change/compare a new Life Insurance policy
~ that maybe worth ££100's of Thousands of Pounds left to the dependants you love ~
Does it not make sense to also accompany this valuable purchase with professional advice ?
Martyn Spencer - Financial Adviser Bsc (Hons ) Cert PFS Cemap