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NEED HELP TO COMPARE UK FINANCE DEALS ?

PROFESSIONAL BROKER HELP & ADVICE
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Doing Home Improvements or consolidating Monthly Outgoings ?

Looking for secured finance for a new Conservatory, a Kitchen, an Extension , Family Wedding? Not sure how best to fund this if you do not have the savings. So do you go for a secured Home Owner Loan or Capital Raising Remortgage?
With personal consumer debt rising many people are now faced with a choice of how best to reduce their monthly outgoings. With many unsecured credit, charge & store cards charging high interest rates sometimes it may be easier to combine these monthly outgoings into one single monthly payment at a lower interest rate. So do you go for a Home Owner Loan or Capital Raising Remortgage?

Generic features of why someone may choose a Home Owner Loan
- Combine all monthly credit outgoings into 1 single monthly payment
- High interest rates on existing credit is unmanageable
- Those requiring to quickly raise funds as Remortgaging is slower
- People that have heavy Mortgage redemption penalties to exit existing Mortgage Lender
- Been declined a Remortgage due to low Income multiples
- Home loan is based on affordability not income multiples
- Existing Mortgage rate is highly competitive & don't wish to Remortgage
- May not wish to pay potential upfront fees for a Capital Raising Remortgage
- Existing credit profile is poor & you do not wish to fully remortgage to a Sub Prime Lender
- You wish to wait until your poor credit is out of date before remortgaging again
- Declined a Remortgage by their Mortgage Lender due to their Loan to Value property rating
- Mortgage arrears currently & existing lender will not advance further funds to remortgage
Also do not forget...
- Debts will take longer to repay if you extend the term of a new Home Owner Loan
- You will need to increase your Protection cover to protect the new borrowing
- Do not forget if you borrow the money to actually repay your debts not spend it all !
- You also may wish to tear up your Credit & Store Cards !!

Our service is to introduce you to Brokers who search the Finance marketplace to get you the best deals
If you want to find out more about & apply for:
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