HALIFAX LIFE INSURANCE The Halifax was formed in 1853 as the The Halifax Permanent and Investment Society. In 1997 The Halifax floated on the London Stock Exchange. As Halifax plc in 1996 came the acquisition of Clerical Medical life insurance company. In 1999, the Halifax also acquired the Birmingham Midshires Building Society. In 2000, Halifax established Intelligent Finance, a telephone and internet based bank - which provides life cover but only via Legal & General.   In 2001, a wave of consolidation in the UK banking market led Halifax to agree a multi-billion merger with the Bank of Scotland. The new group was named Halifax Bank of Scotland (HBOS) with headquarters in Edinburgh, but retaining both Halifax and the Bank of Scotland as brand names. HBOS has agreed in 2008 to be acquired by Lloyds TSB. The combined group will be one of the largest financial institutions in the banking industry.  The deal in midst of the credit crisis, is still subject to regulatory and shareholder approval. Halifax Life Insurance Ltd was set up to help provide life insurance for their customers via their branch network. Halifax Life Insurance Total Mortgage Protection Plan [TMPP] is via St Andrew's Life Assurance which is a specialist protection provider - includes Life cover, decreasing (mortgage protection) or level term assurance, Life with Critical Illness & accident sickness and redundancy cover.    Looking in 2008 to compare HalifaxLife Insurance products against other Uk Insurers > Need a Competitive Life or Critical Illness Insurance Quote ?