GUARDIAN FINANCIAL SERVICES  Guardian Assurance Plc was established in 1821. In the mid 1960's, Guardian Assurance moved to  Lytham St Annes & in 1968 the company merged with Royal Exchange Assurance to form the Guardian Royal Exchange Group (GRE). Once a major player in the mortgage protection marketplace, in 1999, the businesses of GRE (which included Guardian Financial Services) were acquired by AEGON UK who also own Scottish Equitable  -against competition from Royal Sun Alliance. In 2006 the Financial Services Authority reportedly fined Guardian Financial £750,000 for mortgage endowment mis-selling in the 1990's and related deficiencies in its systems and functions. In 2008 their old plans continue to meet the needs of its existing policyholders only & you can still make certain changes to an existing plan. They recommend that you talk to your financial adviser before making any changes where applicable. Guardian Financial Insurance old products included endowments for mortgage protection or level term assurance cover. Looking in 2008 to compare old GuardianFinancial Services or Scottish Equitable Life Insurance against other Uk Insurers > Need a Competitive Life or Critical Illness Insurance Quote ?