CLERICAL & MEDICAL INSURANCE Founded in 1824 for the clergy, Clerical Medical and General Life Assurance is part of the Halifax Bank of Scotland [HBOS] Group, created after the merger of the Halifax Group and the Bank of Scotland in 2001. The HBOS Group is one of the largest financial services groups in Europe - creating a major and distinctive competitor in the UK financial services market. They now sell their own branded products including Halifax Life Insurance & Bank of Scotland Life Insurance. ClericalMedical Insurance once provided a wide range of Life Insurance protection products but now concentrates mainly pensions & investements. Clerical Medical product range included Life cover, endowments, decreasing (mortgage protection) or level term assurance and Income Protection. This was sold mainly via brokers.   Looking in 2008 to compare old Clerical Medical Insurance protection plans against other Uk Insurers ? > Need a Competitive Life or Critical Illness Insurance Quote ?